Uhlengahlengiso kwezempilo: Yintoni ekufuneka bayazi abaseTyhini

Umxholo

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Emva kweminyaka yokuncipha, umthetho woKhathalelo ongenakufikeleleka wagqitywa ngowama-2010. Ngelishwa kusekho itoni yokudideka malunga nokuba kanye kanye oko kuthetha ntoni kuwe. Kwaye ezinye izibonelelo sele ziqalile nge-1 ka-Agasti ka-2012, kwaye ezinye zisetelwe ukuqala ngoJanuwari 1, 2014, ngoku lixesha lokuba uziqonde. Ngethamsanqa ikakhulu zonke iindaba ezimnandi.

Utshintshiselwano lwe-inshorensi

Into ekufuneka uyazi: Urhulumente uthi urhulumente "utshintshiselwano nge-inshurensi" kufuneka avuleleke kushishino nge-1 ka-Okthobha ka-2013. Zikwaziwa iindawo zentengiso zikarhulumente, olu tshintshiselwano kulapho abantu abangenayo i-inshurensi ngokusebenza okanye urhulumente angathenga ngexabiso eliphantsi inkathalo. States mhlawumbi ukuseta utshintshiselwano zabo kwaye ukuseka imithetho inxaxheba ababoneleli inshorensi, okanye uvumele urhulumente amise utshintshiselwano kwaye aqhube ngokomgaqo-nkqubo federal. Oku kuya kukhokelela kwiyantlukwano ukusuka kwelinye ilizwe ukuya kwelinye kwimiba nganye efana nokuba ukuqhomfa kunokuhlawulwa yi-inshurensi. Inkcazo entsha iya kuqala ngoJanuwari 1, 2014, kwaye ayinampembelelo kubantu abaneinshurensi yabucala.

Kwenziwe ntoni: Uninzi lwamazwe sele luthathe isigqibo sokuba baya kuseka utshintshiselwano lwabo, ke ukuba awukhuselwanga, fumana imeko apho uhlala khona. Qala ngokujonga le mephu karhulumente ekulula ukuyisebenzisa, ehlaziywa qho ngeveki, ebonisa iinkcukacha ezaziwayo kwinkqubo nganye yaseburhulumenteni. Ngolwazi oluthe kratya, jonga olu luhlu lweenkonzo ezibonelelwa ngurhulumente ngamnye.

Ulwahlulelwano loXanduva lweRhafu (uMntu ngamnye)

Yintoni ekufuneka uyazi: Ukuqala ngerhafu yakho ka-2013, kuya kufuneka ubhengeze kwiifom zakho zerhafu apho ufumana khona i-inshurensi yakho yezempilo, kubandakanya inkampani kunye nenombolo yakho yomgaqo-nkqubo yokuqinisekiswa. Ukuqala ngo-2014, abantu abangenayo i-inshorensi kuya kufuneka bahlawule intlawulo eyaziwa ngokuba "yintlawulo yoxanduva ekwabelwana ngalo" ukuze kuthintelwe abantu ukuba balinde de bagule bafune i-inshurensi okanye baxhomekeke ekuhlawuleni amalungu ukuba ahlawule iindleko zabo zongxamiseko. Ekuqaleni intlawulo iqala encinci, kwi-95 yeedola, kwaye ifikelela kwi-695 yeedola okanye i-2.5% yengeniso yendlu epheleleyo (nokuba yeyiphi na enkulu) ngo-2016. Nangona irhafu ihlolwe ngonyaka, unokwenza iintlawulo zenyanga kuyo yonke iminyaka.

Kwenziwe ntoni: Abenzi bomthetho abaninzi bathi kuninzi okuxolelweyo kule nxalenye iphikisanayo yoMthetho woKhathalelo ongenakufikeleleka, ke ukuba awunayo i-inshurensi yezempilo okwangoku, qala uhlolisise ukhetho lwakho. (Uninzi lwamazwe anolwazi oluncinci esele lukhona kwiiwebhusayithi zawo.) Ukuba uziva ngathi awunakukwazi ukuhlawula irhafu, qala ngokufaka isicelo sokuxolelwa kwaye ujonge ukuba uyilungele na inkxaso-mali yezempilo (uninzi lwabantu luya kuthi ibe). Kwaye ukuba awufuni ukuthenga i-inshurensi, qala ukonga ukuze uhlawule umrhumo wesohlwayo ukuze kungothusi ukuba uza kufika ixesha lerhafu.

Akusekho Sihlwayo "Sabasetyhini"

Into ekufuneka uyazi: Kwixesha elidlulileyo, iipremiyamu zeinshurensi yezempilo yabasetyhini bezibiza kakhulu kunamadoda, kodwa enkosi kulungelelwaniso lokhathalelo lwempilo, ngoku nasiphi na isicwangciso esithengiweyo kwintengiso evulekileyo (funda: ngotshintshiselwano lukarhulumente okanye urhulumente wobumbano) kufuneka ahlawulise inqanaba elifanayo kubo bobabini abesilisa nabasetyhini.

Kwenziwe ntoni: Jonga umgcini-inshurensi wakho wangoku ukuze ubone ukuba bayakuhlawulisa ngaphezulu ngenxa yamabhinqa akho. Jonga umgaqo-nkqubo wakho ukuze ubone ukuba uhlawula imali eyongezelelweyo kwiinkonzo ezifana nokhathalelo lokubeleka kunye notyelelo lwe-OBGYN kunokuba urhulumente unikezela. Ukuba kunjalo, kunokuba kuluncedo ukutshintshela kwesinye sezicwangciso ezitsha ezivulekileyo.

Ukuyalelwa kwabafazi kunye noKhathalelo olusandul 'ukuzalwa

Into omawuyazi: Ukunyamekela abantu abakhulelweyo eMelika kudala kwahluka kwaye kuyakhathaza xa kufikwa kwi-inshurensi, kubangela uninzi lwabasetyhini ukuba babone imigca emibini kuvavanyo lokukhulelwa ukuze bajike ngokukhawuleza ukuba boyike malunga nendlela aza kuyihlawula ngayo ukukhathalela umntwana. Abasetyhini banokukhathazeka kancinci ngoku xa zonke izicwangciso zentengiso evulekileyo kufuneka zigubungele "izibonelelo ezili-10 ezibalulekileyo zempilo" zomntu wonke, kubandakanya ukubeleka kunye nokhathalelo olusandul 'ukuzalwa, kunye nokwanda kwengxelo yabantwana.

Kwenziwe ntoni: Ukuba uceba ukuba nomntwana ngokukhawuleza, thelekisa ixabiso lepolisi yakho yangoku kunye neenzuzo ezo zinikezelwa ngurhulumente wakho. Izicwangciso zentengiso evulekileyo zibonelela ngamanqanaba ahlukeneyo okhuselo, kwaye ngelixa ezinye izinto (ezifana nokulawulwa kokuzalwa) zigunyaziswe ukuba zifakwe kwi-100 pesenti, ayizizo zonke izinto (ezifana notyelelo lweofisi). Khetha isicwangciso esiza kugubungela izinto ozisebenzisa kakhulu. Nokuba awucwangcisi usana kodwa ukwiminyaka yakho yokuzala, kusenokwenzeka ukuba kubize ukuthenga isicwangciso sentengiso esivulekileyo.

Ulawulo lokuzalwa lwasimahla

Into ekufuneka uyazi: UMongameli Obama wayalela kulo nyaka uphelileyo ukuba zonke iindlela zokuthintela ukukhulelwa zivunywe nguLawulo lokutya kunye noLawulo lweziyobisi-kubandakanya iipilisi, iipatches, ii-IUDs, kunye nezinye iindlela zokucoca inzalo-kufuneka zigutyungelwe zizo zonke i-inshurensi ngaphandle kweendleko kwabo baqinisekisiweyo. Kwaye ngenxa yohlaziyo lwamva nje lomthetho, ukuba usebenzela umqeshi wenkolo okanye ufunda kwisikolo senkolo esithintela ukuthintela ukukhulelwa, usenokufumana ulawulo lwakho lokuzalwa ngokukhululekileyo kurhulumente welizwe.

Kwenziwe ntoni: Ngoku unokukhetha uhlobo lokuthintela ukukhulelwa olusebenza kakuhle kumzimba wakho ngaphandle kokukhathazeka ngokuqhekeza ibhanki. Ngokomzekelo, ii-IUDs (izixhobo ze-intra-uterine ezifana ne-Mirena okanye iParaguard) zibhekwa njengeyona ndlela isebenzayo yokulawula ukuzalwa, kodwa abaninzi abafazi bachithwa yiendleko eziphezulu zokuzifakela. Ngelixa eli lungiselelo laqala ukusebenza ngo-Agasti 1, 2012, kude kube ngu-2014, lisebenza kuphela kubasetyhini abakhuselwe kwi-inshorensi yabucala abazicwangciso zabo ziqale emva kwalo mhla. Ukuba isicwangciso senkampani yakho siqale ngaphambi kokunqunyulwa, kuya kufuneka ulinde ukuya kuthi ga kunyaka ngaphambi kokuba uvune izibonelelo. Wonke umntu wasetyhini kufuneka aqalise ukufumana ulawulo-nzala ngaphandle kwe-copay ngo-1 kaJanuwari 2014.

Ukhathalelo lweMpilo loThintelo Ngokukodwa kwabasetyhini

Yintoni ekufuneka uyazi: Okwangoku ii-inshorensi ziyahluka kubungakanani bokhathalelo lothintelo (oko kukuthi, ukhathalelo lwempilo olubonelelwayo ukuphelisa isigulo endaweni yokunyanga) olugqunyiweyo kunye nokuba yimalini egqunyiweyo-inkohlakalo kuba oogqirha bevuma ukuba ukuthatha amanyathelo afanelekileyo okhuseleko kunokuba yeyona nto ibalulekileyo. into esinokuyenza ngempilo. Uhlengahlengiso olutsha kwezonyango ligunyazisa ukuba amanyathelo asibhozo othintelo agutyungelwe ngaphandle kwendleko kubo bonke abantu basetyhini:

• Ukutyelelwa kwabasetyhini kakuhle (ukuqala ngotyelelo lonyaka kugqirha wakho jikelele okanye kwi-OB-GYN kwaye emva koko utyelelo olulandelayo lokulandela ukuba ugqirha wakho ubona kufanelekile)
• Ukuhlolwa kwesifo sikashukela sokukhulelwa
• Uvavanyo lwe-HPV DNA
• Iingcebiso nge-STI
• Ukuvavanywa kwe-HIV kunye neengcebiso
• Ucwangciso kunye neengcebiso ngothintelo kukhulelwa
• Inkxaso yokuncancisa, izibonelelo, kunye neengcebiso
• Ukuhlolwa nokucetyiswa kobundlobongela phakathi kwabantu kunye nobundlobongela basekhaya

Izinto ezinje nge-mammograms, ukuhlolwa komhlaza womlomo wesibeleko, kunye nokunye ukuvavanywa kwezifo ezingekho kuluhlu kuya kugutyungelwa phantsi kwezona zininzi kodwa ayizizo zonke izicwangciso. Ukuhlolwa kwempilo yengqondo kunye nokusetyenziswa kakubi kweziyobisi kunye nonyango alungqalanga kwabasetyhini kodwa lukwasimahla phantsi kwamalungiselelo amatsha.

Kwenziwe ntoni: Sebenzisa eli thuba kwaye uqiniseke ukuba uhlala ngaphezulu kovavanyo lwakho lonyaka kunye nolunye utyelelo. Njengolawulo lokuzala lwasimahla, lo mlinganiso waqala ngokusesikweni ngomhla woku-1 ku-Agasti ka-2012, kodwa ngaphandle kokuba unepolisi yabucala ye-inshorensi eyaqala emva kwaloo mhla, awuzukubona izibonelelo de ube unesicwangciso sonyaka okanye uqale. NgoJanuwari 1, 2014.

Ukuba Unokuhlawula, U-inshoriwe

Yintoni ekufuneka uyazi: Iimeko esele zikhona ngaphambili ezifana nesiphene sokuzalwa okanye isifo esinganyangekiyo kudala sigcina abasetyhini abaninzi ukuba bangabi ne-inshurensi efanelekileyo. Ngenxa yento ongenakulawulo kuyo (kodwa ekwenza ukuba ubize kakhulu ukuyigubungela), ubunqatshelwe ekuthatheni inxaxheba kwizicwangciso zomqeshi okanye unyanzelwe ukuba uthenge isicwangciso esiyintlekele kakhulu. Kwaye izulu liyakunceda ukuba ulahlekelwe ngumshuwalense ngesizathu esithile. Ngoku lo ngumcimbi osisidenge, njengoko uguquko olutsha luyalela ukuba nabani na onokuthi ahlawule umgaqo-nkqubo kwintengiso evulekileyo uwulungele. Ukongezelela akusekho nayiphi na imida yobomi kwi-inshurensi, ngoko awukwazi "ukuphelelwa" ukuba ugqiba ukufuna ukhathalelo olukhulu, kwaye akufanele ukhathazeke ngokukhatyelwa kwi-inshurensi yakho ukuba ufuna ukunakekelwa kwexabiso (i-aka recisions) .

Kwenziwe ntoni: Ukuba okwangoku unemeko eyenza ukhathalelo lwempilo lubize kakhulu okanye lukuthintele, jonga ukuze ubone ukuba uyakufanelekela na ukuncediswa ziinkqubo zomdibaniso kuba inkxaso-mali eninzi iyavulelwa ukugubungela olu hlobo lweemeko. Emva koko ubone okukhoyo kuwe kwinqanaba likarhulumente.

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