Ngaba i-Medicare Cover Cover Knee Replacement Surgery?

Umxholo

• Iindleko zakho zokuphuma epokothweni
• Icandelo leMedare D
• Isicwangciso sokongeza amayeza (iMedigap)
• Isicwangciso sokuxhamla kwiMedare (Icandelo C)
• Ezinye iindlela zotyando lwedolo
• Yise kude

I-Medicare yoqobo, eyinxalenye ye-Medicare ye-A kunye ne-B, iya kugubungela iindleko zotyando lokutshintsha amadolo- kubandakanya iinxalenye zenkqubo yakho yokubuyisela kwimeko yesiqhelo - ukuba ugqirha wakho ubonakalisa ngokufanelekileyo ukuba utyando luyimfuneko kwezonyango.

Icandelo le-Medicare Icandelo A (i-inshurensi yesibhedlele) kunye ne-Medicare Icandelo B (i-inshurensi yezonyango) inokugubungela imiba eyahlukeneyo.

Funda ngakumbi malunga nokugutyungelweyo kunye nokungekhoyo, kunye nezinye iinkqubo zamadolo ezigutyungelwe phantsi kweMedicare.

Iindleko zakho zokuphuma epokothweni

Uya kufaka iindleko kwiindleko ezingaphandle kwe-pocket ezinxulumene nokuhlinzwa kwamadolo, kubandakanywa neCandelo B elincitshisiweyo kunye neepesenti ezingama-20 ze-coinsurance (iindleko ezisele).

Qiniseka ukuba uqinisekisa ngogqirha kunye nesibhedlele iindleko ezichanekileyo zenkqubo yokuhlinzwa kunye nokunyamekela emva, njengamayeza entlungu kunye nonyango lomzimba.

Ukuba awukhethanga kwinkqubo yonyango emiselweyo yeCandelo leMithi, amayeza anokuba yinkcitho eyongezelelweyo.

Icandelo leMedare D

I-Medicare Icandelo D, isibonelelo sokuzikhethela esifumanekayo kuye wonke umntu one-Medicare, kufuneka sigubungele amayeza ayimfuneko kulawulo lweentlungu kunye nokuvuselelwa.

Isicwangciso sokongeza amayeza (iMedigap)

Ukuba unesicwangciso sokuncedisa i-Medicare, kuxhomekeke kwiinkcukacha, iindleko ezingaphandle kwe-pocket zingagqitywa yilo cwangciso.

Isicwangciso sokuxhamla kwiMedare (Icandelo C)

Ukuba unesicwangciso seMedicare Advantage, ngokusekwe kwiinkcukacha zesicwangciso sakho, iindleko zakho zokuphuma epokothweni zingaphantsi kunokuba kunjalo ngeMedicare yoqobo. Izicwangciso ezininzi ze-Medicare Advantage zibandakanya iCandelo D.

Ezinye iindlela zotyando lwedolo

Kunye nokuhlinzwa endaweni yamadolo, iMedare nayo inokugubungela:

• Uncedo lweViscosupplementation. Le nkqubo itofa i-hyaluronic acid, ulwelo oluthambisayo, edolweni phakathi kwamathambo amabini. I-Hyaluronic acid, icandelo eliphambili le-fluid edibeneyo kumalungu aphilileyo, inceda ukuthambisa ilunga elonakeleyo, okukhokelela ekunciphiseni iintlungu, ukunyakaza okungcono, kunye nokuncipha kokuqhubela phambili kwe-osteoarthritis.
• Unyango lwemithambo. Olu nyango lubandakanya ukutshintshwa okungafunekiyo kwemithambo-luvo edolweni ukunciphisa uxinzelelo kunye nokunciphisa iintlungu.
• Thoba umthwalo edolweni. Ukuthomalalisa iintlungu, olu hlobo lwamadolo alungelelanisa umda wokuhamba kwecala kwaye ubeka amanqaku amathathu oxinzelelo kwiithanga. Oku kwenza ukuba idolo ligobe kude nendawo edibeneyo yendawo edibeneyo. I-Medicare igubungela amadolo okujonga njengemfuneko yonyango ngugqirha wakho.

Unyango lwedolo oludumileyo olungagutyungelwanga ngoku yiMedicare lubandakanya:

• Unyango lweziqu. Le nkqubo ibandakanya ukujova iiseli zeziqu emadolweni ukuze iphinde iphinde iphinde iphinde iphinde iphinde iphinde iphinde iphinde iphinde kwakhona
• Iplasma enobutyebi beplatelet (PRP). Olu nyango lubandakanya ukutofa iiplatelet ezivela kwigazi lesigulana ukukhuthaza ukuphiliswa kwendalo.

Yise kude

Utyando olwenziwe ngamadolo oluthathwa njengoluyimfuneko kwezonyango kufuneka lugqunywe yiMedicare.

Cinga ukunxibelelana neMedicare ukuze uqiniseke ukuba iindleko zokutshintsha kwamadolo ziya kugutyungelwa kwimeko yakho ngokubiza i-800-MEDICARE (633-4227).

Ulwazi olukule webhusayithi lunokukunceda ekwenzeni izigqibo malunga neinshurensi, kodwa ayenzelwanga ukunika iingcebiso malunga nokuthengwa okanye ukusetyenziswa kwayo nayiphi na i-inshurensi okanye iimveliso zeinshurensi. I-Healthline Media ayihambelani neshishini leinshurensi nangayiphi na indlela kwaye ayinayo ilayisensi njengenkampani yeinshurensi okanye umvelisi kulo naliphi na igunya laseMelika. I-Healthline Media ayikhuthazi okanye ixhase nabani na onokuthi enze ishishini leinshurensi.

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