Ngaba i-Medicare igubungela i-Coronavirus ka-2019?

Umxholo

• Yintoni ayigubungelayo amayeza e-coronavirus ka-2019?
• Ngaba i-Medicare igubungela uvavanyo lwe-coronavirus ka-2019?
• Ngaba i-Medicare igubungela utyelelo logqirha lwe-COVID-19?
• Ngaba kuya kufuneka usebenzise ukhathalelo lwefowuni ukuba ucinga ukuba une-COVID-19?
• Ngaba i-Medicare igubungela amayeza amiselweyo ukunyanga i-COVID-19?
• Ngaba i-Medicare igubungela olunye unyango lwe-COVID-19?
• Ngaba i-Medicare iya kuligubungela iyeza lokugonya le-COVID-19 xa kuphuhliswa elinye?
• Ngawaphi amalungu e-Medicare aya kugubungela inkathalo yakho ukuba ungena kwi-2019 inoveli coronavirus?
• Unyango Icandelo A
• Unyango Icandelo B
• Unyango Icandelo C
• Unyango Icandelo D
• IMedigap
• Umgca wezantsi

• Ukusukela ngoFebruwari 4, 2020, i-Medicare igubungela uvavanyo lwenoveli ye-coronavirus ka-2019 simahla kubo bonke abaxhamli.
• Icandelo leMedicare A likugubungela ukuya kuthi ga kwiintsuku ezingama-60 ukuba ungeniswe esibhedlele kunyango lwe-COVID-19, isigulo esibangelwe yinoveli ye-2019 yenovela.
• Icandelo lonyango i-Medicare Icandelo B liyakugubungela ukuba ufuna undwendwelo lukagqirha, iinkonzo zetelephepha, kunye nonyango oluthile lwe-COVID-19, ezinje ngee-ventilator.
• Icandelo leMedicare D ligubungela ugonyo lwe-coronavirus lwamva lwe-2019, kunye nolunye unyango olunokukhethwa kwi-COVID-19.
• Kunokubakho iindleko ezithile ezinxulumene nokhathalelo lwakho olunxulunyaniswa ne-COVID-19 kunye ne-2019 yenoveli coronavirus, kuxhomekeke kwisicwangciso sakho kunye nokutsalwa kwakho, ukukhutshwa kwentlawulo kunye nemali yesiqinisekiso.

Umbutho wezeMpilo weHlabathi (i-WHO) kutsha nje ubhengeze esi sifo (i-COVID-19) ebangelwe yi-2019 inoveli coronavirus (SARS-CoV-2).

Oku kuqhambuka sesona sifo sitsha sibangelwa ziindidi ezahlukeneyo zeecoronaviruses.

Nokuba ubhalisile kwi-Medicare yasekuqaleni okanye kwi-Medicare Advantage, unokuqiniseka ukuba ukhuselekile kuvavanyo lwenoveli ye-coronavirus ka-2019 kunye noxilongo kunye nonyango lwe-COVID-19.

Kweli nqaku, siza kuvavanya yonke into oyifunayo malunga nento i-Medicare egubungela i-2019 yenoveli coronavirus kunye nokugula okubangelwa kuko.

Yintoni ayigubungelayo amayeza e-coronavirus ka-2019?

Kutshanje, i-Medicare ibonelele abaxhamli ngolwazi lokuba iarhente inegalelo njani ngexesha lobhubhane we-COVID-19. Nantsi into eza kugutyungelwa nguMedare ukuba ungumxhamli:

• Uvavanyo lwenoveli lwe-coronavirus lwango-2019. Ukuba uhlangabezana neempawu ze-COVID-19, kuya kufuneka uvavanywe. I-Medicare igubungela uvavanyo oluyimfuneko lwenoveli ye-coronavirus ka-2019 simahla.
• Unyango lwe-covid19. Uninzi lwabantu olungena kwisivumelwano se-coronavirus ka-2019 abanakho ukungabi nazimpawu. Ukuba uhlakulela ukugula kwintsholongwane, unokukwazi ukunciphisa iimpawu zakho ekhaya kunye neyeza-counter-counter. Njengoko ezinye iinketho zonyango lwe-COVID-19 ziya kubakho, amayeza anokugqunywa phantsi kwesicwangciso sakho seyeza.
• I-COVID-19 esibhedlele. Ukuba ulaliswe esibhedlele ngenxa yokugula ngenxa yenoveli ye-coronavirus ye-2019, i-Medicare iya kugubungela ukuhlala kwakho kwesigulana kude kube kwiintsuku ezingama-60.

Phantse bonke abaxhamli be-Medicare bawela emngciphekweni wabantu abasemngciphekweni wokugula okumandla kwe-COVID-19: abantu abaneminyaka engama-65 nangaphezulu kunye nabo baneemeko zempilo ezingapheliyo.

Ngenxa yoku, i-Medicare idlala indima ebalulekileyo ekuqinisekiseni ukuba abona bantu basesichengeni bayakhathalelwa ngeli xesha lobhubhane.

I-Medicare iya kuqhubeka nokuhlengahlengisa ukugubungela kwayo njengoko kufuneka kubaxhamli abachaphazelekayo yinoveli coronavirus.

• Inoveli ye-coronavirus ka-2019 ibizwa ngokuba I-SARS-CoV-2, emele isifo sokuphefumla esiqatha se-coronavirus 2.

• I-SARS-CoV-2 ibangela ukugula okubizwa ngokuba I-COVID-19, emele Isifo secoronavirus 19.

• Usenokuvavanywa ukuze ubone ukuba uyifumene na intsholongwane, i-SARS-CoV-2.

• Unokusiphuhlisa esi sifo, i-COVID-19, ukuba ungenwe yi-SARS-CoV-2.

Ngaba i-Medicare igubungela uvavanyo lwe-coronavirus ka-2019?

Ukuba ubhalisile kwiMedicare, ugqutyuthelwe uvavanyo lwenoveli lwe-coronavirus lwenoveli ngaphandle kweendleko zokuphuma epokothweni. Olu bhengezo lusebenza kuzo zonke iimvavanyo zeradio coronavirus zango-2019 ezenziwa ngomhla okanye emva kukaFebruwari 4, 2020.

I-Medicare Icandelo B yinxalenye ye-Medicare egubungela uvavanyo lwenoveli ye-coronavirus ka-2019. Nantsi indlela esebenza ngayo ingxelo:

• Ukuba ubhalisile

  Ngaba i-Medicare igubungela utyelelo logqirha lwe-COVID-19?

  Njengomxhamli weMedare, uyagutyungelwa nokutyelelwa ngugqirha ukuba une-COVID-19. Ngokungafaniyo nemfuneko yovavanyo, akukho "mda wexesha" lolu khuselo.

  Ukongeza kokugubungela uvavanyo lwelebhu, i-Medicare Icandelo B ikwagubungela ukuxilongwa kunye nokuthintela iimeko zonyango, kubandakanya utyelelo logqirha.

  Iindleko zolu tyelelo zingohluka ngokuxhomekeka kuhlobo lwesicwangciso onaso. Nantsi indlela esebenza ngayo:

  • Ukuba ubhalisile lonyango lokuqala, sele ubhalisile kwiCandelo leMedicare B kwaye ukhuselekile kutyelelo logqirha.
  • Ukuba ubhalisile Uncedo lweMedicare, ukhuselwe kwiCandelo leMedicare B kunye nolunye utyelelo oluyimfuneko kugqirha.
  • Ukuba unayo Isicwangciso seMedigap kunye neMedicare yakho yoqobo, inokukunceda ukuhlawula iindleko zeMedicare B kunye neendleko zokuqinisekisa.

  Gcina ukhumbula ukuba abantu abahlangabezana neempawu ze-COVID-19 kuphela bayacetyiswa ukuba bahlale ekhaya. Nangona kunjalo, ukuba usafuna ukuthetha nogqirha, ungasebenzisa ithuba lokhetho lwakho lwe-Medicare telehealth.

  Ngaba i-Medicare igubungela ukhathalelo lwefowuni lwe-COVID-19

  I-Telemedicine isetyenziswa ngabaqeqeshi bezempilo ukubonelela ngononophelo lonyango kubantu abathile ngokusebenzisa iinkqubo zonxibelelwano zonxibelelwano.

  Ukusukela nge-Matshi 6, 2020, i-Medicare igubungela iinkonzo ze-telehealth coronavirus zabaxhamli be-Medicare ngezi ndlela zilandelayo:

  • Ubhalise kwi-Medicare Part B ngokusebenzisa i-Medicare yasekuqaleni okanye i-Medicare Advantage.
  • Ufuna unyango kunye nezinye iingcebiso zonyango ze-COVID-19.
  • Useofisini, indawo yokuhlala encedisiweyo, isibhedlele, ikhaya labongikazi, okanye ekhaya.

  Ukuba ukhetha ukusebenzisa iinkonzo ze-Medicare ze-telehealth zokuxilongwa kunye ne-COVID-19 kunye nonyango, uya kuba noxanduva kwiCandelo B lakho lokuncitshiswa kunye neendleko zokuqinisekisa.

  Ukuba uneMedigap, ezinye izicwangciso zinokukunceda ukugubungela ezi ndleko.

  Ngaba kuya kufuneka usebenzise ukhathalelo lwefowuni ukuba ucinga ukuba une-COVID-19?

  Abaxhamli be-Medicare abanokuchaphazeleka yi-COVID-19 banokukhetha ukufuna umntu okanye iinkonzo ze-telehealth zokuvavanya, ukuxilonga kunye nokunyanga.

  Ukuba ukhulile kwaye ufumana i-COVID-19 engaphezulu, unokufuna unyango esibhedlele. Kule meko, iinkonzo zetelevishini zisenokungonelanga.

  Ukuba ucinga ukuba unayo i-COVID-19 kwaye kufuneka uye kwigumbi likaxakeka, tsalela umnxeba phambili ukuba kunokwenzeka ubazise ukuba unokuba une-COVID-19 kwaye usendleleni.

  Ukuba ufumana iimpawu ezincinci ze-COVID-19, iinkonzo ze-Medicare ze-telehealth zinokuba yinto ebhetele kuwe.

  Oku kuyakuvumela ukuba ufumane ingcebiso yezonyango ngaphandle komngcipheko wokudlulisela intsholongwane kwabanye nakwintuthuzelo yekhaya lakho.

  Nxibelelana nogqirha wakho okanye umboneleli wezempilo ukuze ufumane ulwazi oluthe kratya malunga neenkonzo zetelehefthi abanokukunika

  Unokufumana uhlaziyo lwangoku kubhubhane we-COVID-19 wangoku, kwaye undwendwele indawo yethu ye-coronavirus ngolwazi oluthe kratya malunga neempawu, unyango kunye nendlela yokulungiselela.

  Ngaba i-Medicare igubungela amayeza amiselweyo ukunyanga i-COVID-19?

  Bonke abaxhamli be-Medicare bayacelwa ukuba babenalo uhlobo oluthile lokugqunywa ngamayeza amiselweyo, ukuze ke njengabaxhamli, kufanele ukuba sele ugqityiwe ngonyango lwamachiza e-COVID-19 njengoko bekhula.

  I-Medicare Icandelo D yinxalenye yeMedicare yoqobo egubungela amayeza amiselweyo. Phantse zonke izicwangciso ze-Medicare Advantage zikwagubungela amayeza amiselweyo, ngokunjalo. Nantsi indlela esebenza ngayo amayeza e-Medicare:

  • Ukuba ubhalisile lonyango lokuqala, Kufuneka ubhalise Icandelo leMedare D kunye nokugubungela amayeza amayeza. Izicwangciso ze-Medicare Part D ziya kubandakanya amayeza amiselweyo ayimfuneko kunyango lwe-COVID-19, kubandakanya ne-COVID-19 zokugonya ezenziweyo.
  • Ukuba ubhalisile Uncedo lweMedicare, isicwangciso sakho sinokubandakanya amayeza amiselweyo kunye nokugonya okuzayo kwe-COVID-19. Nxibelelana nomnikezeli wakho wesicwangciso ukuze uqiniseke malunga nokuchanekileyo.
  • Ukuba unayo Isicwangciso seMedigap eyathengwa emva komhla woku-1 kuJanuwari ngo-2006, eso sicwangciso asiquki amayeza amiselweyo.Kufuneka ube nesicwangciso seMedicare Part D sokuqinisekisa ukuba unoncedo ekuhlawuleni amayeza akho amiselweyo, kuba awunakuba nazo zombini iiMedicare Advantage kunye neMedigap.

  Ngaba i-Medicare igubungela olunye unyango lwe-COVID-19?

  Okwangoku alukho unyango oluvunyiweyo lwe-COVID-19; nangona kunjalo, izazinzulu kwihlabathi liphela zisebenza mihla le ukuphuhlisa iziyobisi kunye nokugonya kwesi sifo.

  Kumatyala amancinci e-coronavirus yenoveli, kuyacetyiswa ukuba uhlale ekhaya uphumle. Ezinye iimpawu ezinobunzima, ezinjengomkhuhlane, zinokunyangwa ngamayeza e-counter.

  Amatyala aqinisekiswe ngakumbi enoveli coronavirus anokufuna ukulaliswa esibhedlele kunyango lweempawu, ngakumbi ukuba zibandakanya:

  • ukuphelelwa ngamanzi emzimbeni
  • ifiva ephezulu
  • ingxaki yokuphefumla

  Ukuba ungeniswe esibhedlele ngenxa yenoveli ye-coronavirus ka-2019, icandelo leMedicare A liya kugubungela iindleko zokulaliswa esibhedlele. Nantsi indlela esebenza ngayo ingxelo:

  • Ukuba ubhalisile lonyango lokuqalaIcandelo leMedicare A ligubungela iipesenti ezili-100 zokuhlala esibhedlele ukuya kuthi ga kwiintsuku ezingama-60. Uya kudinga ukuhlawula icandelo lakho A litsale ngaphambi kokuba iMedare ihlawule, nangona kunjalo.
  • Ukuba ubhalisile Uncedo lweMedicare, sele ugqityiwe ngazo zonke iinkonzo eziphantsi kweMedareare A.
  • Ukuba unayo Isicwangciso seMedigap NgeMedicare yakho yoqobo, iyakukunceda ukubhatalela iCandelo A ukhuseleko kunye neendleko zesibhedlele kwiintsuku ezingama-365 ezongezelelweyo emva kokuba iMedicare Icandelo A iyeke ukuhlawula. Ezinye izicwangciso zeMedigap zihlawula isahlulo (okanye sonke) seCandelo A litsale.

  Umatshini wokuphefumla unokuba yimfuneko kwizigulana ezibhedlele ezine-COVID-19 ezingakwaziyo ukuphefumla zodwa.

  Olu nyango, oluchazwa liziko leMedicare kunye neMedicaid Services (CMS) njengesixhobo esomeleleyo sezonyango (i-DME), sigqunywe phantsi kweCandelo leMedicare B.

  Ngaba i-Medicare iya kuligubungela iyeza lokugonya le-COVID-19 xa kuphuhliswa elinye?

  Zombini i-Medicare Icandelo B kunye ne-Medicare Icandelo D zigubungela ugonyo xa kufuneka kuthintelwe ukugula.

  Njengenxalenye yomgaqo-nkqubo wenoveli ye-coronavirus ye-Medicare.gov ka-2019, xa iyeza lokugonya le-COVID-19 liphuhliswa, liya kugutyungelwa phantsi kwazo zonke izicwangciso zeMedicare Prescription Drug. Nantsi indlela esebenza ngayo ingxelo:

  • Ukuba ubhalisile lonyango lokuqala, uyacelwa ukuba ube nesicwangciso seMedicare Part D. Oku kuya kukugubungela ngalo naliphi na iyeza le-COVID-19 elizayo elivelisiweyo.
  • Ukuba ubhalisile Uncedo lweMedicare, Isicwangciso sakho kunokwenzeka ukuba sele sigubungela amayeza amiselweyo. Oku kuthetha ukuba ukogqunywe ngesitofu sokugonya se-COVID-19, xa sikhutshwa.

  Ngawaphi amalungu e-Medicare aya kugubungela inkathalo yakho ukuba ungena kwi-2019 inoveli coronavirus?

  I-Medicare iqulathe icandelo A, Icandelo B, Icandelo C, Icandelo D, kunye neMedigap. Kungakhathaliseki ukuba uluhlobo luni lwe-Medicare yokugubungela onayo, umgaqo-nkqubo omtsha we-Medicare uqinisekisile ukuba ugqunywe kangangoko kwinkathalelo ye-COVID-19.

  Unyango Icandelo A

  I-Medicare Icandelo A, okanye i-inshurensi yesibhedlele, ibandakanya iinkonzo ezinxulumene nesibhedlele, ukhathalelo lwempilo yasekhaya kunye nolondolozo, kunye neenkonzo zokunyamekela abaguli. Ukuba ungeniswe esibhedlele ngenxa ye-COVID-19, ukhuselwe yiCandelo A.

  Unyango Icandelo B

  Icandelo leMedicare B, okanye i-inshurensi yezonyango, igubungela ukuthintela, ukufumanisa isifo, kunye nonyango lweemeko zempilo. Ukuba ufuna ukutyelelwa ngugqirha, isifo seenkonzo zetelefowuni, okanye uvavanyo lwe-COVID-19, ugqunywe liCandelo B.

  Unyango Icandelo C

  I-Medicare Icandelo C, ekwabizwa ngokuba yi-Medicare Advantage, ibandakanya zombini i-Medicare Icandelo A kunye neenkonzo zeCandelo B. Uninzi lwezicwangciso ze-Medicare Advantage ziyagubungela:

  • amayeza amiselweyo
  • zamazinyo
  • umbono
  • ukuva
  • Olunye uncedo lwezempilo

  Naziphi na iinkonzo ze-coronavirus zenoveli ezigutyungelweyo phantsi kweCandelo A kunye neCandelo B nazo zigutyungelwe phantsi kwe-Medicare Advantage.

  Unyango Icandelo D

  Icandelo lonyango i-Medicare, okanye ukugqunywa ngamayeza amayeza, kunceda ekugubungeleni amayeza akho amiselweyo. Esi sicwangciso sisongezo kwi-Medicare yoqobo. Naziphi na izitofu zokugonya ezizayo okanye unyango lweziyobisi ze-COVID-19 ziya kugutyungelwa iCandelo D.

  IMedigap

  I-Medigap, okanye i-inshurensi eyongezelelweyo, inceda ukuhlawula iindleko ezinxulunyaniswa necandelo le-Medicare Icandelo A kunye neCandelo B. Eli cebo longezelelwa kwi-Medicare yoqobo.

  Ukuba uneendleko ezinxulumene nokukhathalela kwakho i-COVID-19, ezo zinokugutyungelwa yiMedigap.

  Umgca wezantsi

  I-Medicare ibonelela ngeendlela ezahlukeneyo ze-COVID-19 zokugubungela abaxhamli be-Medicare. Ngaphantsi kweMedicare, ugutyungelwe uvavanyo, isifo, kunye nonyango lwe-COVID-19.

  Ngelixa uvavanyo lwenoveli lwe-coronavirus lwango-2019 lusimahla kubo bonke abaxhamli be-Medicare, kusenokubakho iindleko zokuphuma epokothweni ezinxulunyaniswa neenkonzo zakho zokuqonda isifo kunye nonyango.

  Ukufumana ukhuselo oluchanekileyo kunye neendleko zokhathalelo lwe-COVID-19, nxibelelana nesicwangciso sakho seMedicare ngolwazi oluthile.

  Ulwazi olukule webhusayithi lunokukunceda ekwenzeni izigqibo malunga neinshurensi, kodwa ayenzelwanga ukunika iingcebiso malunga nokuthengwa okanye ukusetyenziswa kwayo nayiphi na i-inshurensi okanye iimveliso zeinshurensi. I-Healthline Media ayihambelani neshishini leinshurensi nangayiphi na indlela kwaye ayinayo ilayisensi njengenkampani yeinshurensi okanye umvelisi kulo naliphi na igunya laseMelika. I-Healthline Media ayikhuthazi okanye ixhase nabani na onokuthi enze ishishini leinshurensi.