Ixabisa malini i-Invisalign kwaye ndingayihlawula njani?

Umxholo

• Iindleko ezingabonakaliyo
• Iinkonzo kunye neengozi
• Iindlela zokonga kwi-Invisalign
• Iiakhawunti zenkcitho eguqukayo (FSA)
• Iiakhawunti zokonga impilo (HSA)
• Isicwangciso sentlawulo
• Izikolo zamazinyo
• Akukho nzala kwikhadi letyala
• IMedicaid kunye nenkqubo yeinshurensi yezempilo yabantwana (CHIP)
• Yintoni i-Invisalign?
• Ezinye iindlela ezingabonakaliyo
• Izikhuselo zoLwimi
• Ncuma ngokuthe ngqo kwiQela
• Izinto oza kuzibuza ngaphambi kokuthatha isigqibo malunga ne-brace okanye i-aligners
• Iindleko zokhathalelo
• Ukufumana okona kulungelelwaniso lwakho
• Iibhrashi kunye nokulungelelanisa itafile

Iindleko ezingabonakaliyo

Zininzi izinto ezinegalelo kwimali onokuyihlawula ngomsebenzi we-orthodontic njenge-Invisalign. Izinto zibandakanya:

• iimfuno zakho zempilo yomlomo kunye nomsebenzi omele wenziwe
• indawo okuyo kunye namaxabiso aphakathi kwisixeko sakho
• ixesha logqirha wamazinyo labasebenzi
• isicwangciso seinshurensi yakho siza kukunceda kangakanani

Indawo ye-Invisalign ithi unyango lwabo lubiza naphi na ukusuka kwi- $ 3,000- $ 7,000. Kwaye bathi abantu banokulungela ukuya kuthi ga kwi-3,000 yeedola ngoncedo kwinkampani yabo yeinshurensi.

NgokweSikhokelo sabaThengi seDentistry, umndilili wesizwe we-Invisalign yi- $ 3,000- $ 5,000.

Ukuthelekisa, iibrakethi zesinyithi zemveli zihlala zibiza i- $ 2,000- $ 6,000.

Kwakhona, onke la maxabiso axhomekeke kwimeko yakho nganye. Amazinyo agwenxa kakhulu okanye umlomo onento egqithisileyo kuya kufuna ixesha elininzi lokuhambisa kancinci amazinyo kwindawo efanelekileyo, nokuba usebenzisa ii-brace ze-Invisalign okanye zemveli.

Iinkonzo kunye neengozi

Iindlela zokonga kwi-Invisalign

IiOthodontics zisenokubonakala ngathi zezonyango kuphela ngoncumo olunomtsalane, kodwa akusoloko kunjalo. Amazinyo agobileyo kunzima ukucoceka, okubeka emngciphekweni wokubola kunye nesifo sexesha, kwaye kunokubangela iintlungu zomhlathi. Kananjalo, abantu abangazithembanga ngoncumo lwabo banokuziva ngathi abanalo uhlobo oluthile lobomi kwiimeko zentlalo nezobungcali.

Kukho amacebo kunye neenkqubo zokunciphisa iindleko ze-orthodontics okanye ukusasaza ngokuhamba kwexesha. Ukuba ujonga iindlela zokonga kwi-Invisalign, jonga:

Iiakhawunti zenkcitho eguqukayo (FSA)

I-FSA ivumela isixa esimiselweyo semali ye-pretax ukuba ikhutshwe emvuzweni wakho kwaye ibekelwe bucala ukuba ichithwe kuzo naziphi na iindleko ozifumanayo kukhathalelo lwempilo. Ii-FSAs zifumaneka kuphela kumqeshi onika olo khetho. Uninzi lweepakeji zabasebenzi zibandakanya i-FSA. Zihlala zilula ukuzisebenzisa nekhadi ledebhithi eliqhotyoshelwe kwiakhawunti yakho. Ngo-2018, inani eliphezulu lemali umntu omnye anokuba nalo kwi-FSA yi- $ 2,650 ngomqeshi ngamnye. Iimali kwi-FSA aziyi kuqengqeleka, ke ufuna ukuzisebenzisa ngaphambi kokuphela konyaka.

Iiakhawunti zokonga impilo (HSA)

I-HSA ikwakuvumela ukuba ukhuphe iidola zaphambi komvuzo wakho kwaye uzibekele bucala ukuba zichithwe kuphela kwiindleko zonyango. Kukho iintlukwano ezimbini phakathi kwe-FSA kunye ne-HSA exhaswe ngumqeshi yile: Iimali kwi-HSA zinokudlulela kunyaka omtsha, kwaye ii-HSA zifuna ukuba ube nesicwangciso seinshurensi esisuswe kakhulu. Ngo-2018, inani eliphezulu lemali ovumelekileyo ukuba ulibeke kwi-HSA li- $ 3,450 lomntu ngamnye kunye ne- $ 6,850 yosapho.

Isicwangciso sentlawulo

Oogqirha bamazinyo abaninzi banikela ngezicwangciso zokuhlawula ngenyanga ukuze ungahlawuli ityala lakho lonke ngaxeshanye. Xa ubuza ugqirha wamazinyo malunga nokuba baqikelela malini umsebenzi wakho wamazinyo, buza nangazo naziphi na izicwangciso zokuhlawula ezinikezelwa yiofisi yabo.

Izikolo zamazinyo

Uphando ukubona ukuba kukho naziphi na izikolo zamazinyo kwisixeko sakho ezinokuthi zibonelele ngeenkonzo ngesaphulelo. Ukubhalisela unyango kwisikolo samazinyo kuthetha ukuba uyavuma ukuvumela umfundi wamazinyo ukuba afunde ngokwenza umsebenzi wakho wamazinyo. Isikolo esihle samazinyo siya kuqinisekisa ukuba ugqirha wamazinyo oqinisekisiweyo ulawula umfundi obonelela ngeenkonzo zakho.

Akukho nzala kwikhadi letyala

Xa lisetyenziswa ngokuchanekileyo ikhadi lekhredithi linokusebenza njengendlela yokuxhasa ngemali umsebenzi wamazinyo. Unokufumana ikhadi lekhredithi ngenqanaba lokuqala le-APR. Ukuba uhlawula rhoqo kwaye uhlawula imali ngaphambi kokuba inqanaba lokwazisa liphele, uya kuthi wenze isicwangciso sentlawulo ngaphandle kokuhlawula ngaphezulu.

Qaphela amakhadi etyala kunye nenqanaba lenzala elimiselweyo. Ngokungafaniyo namakhadi ayi-0% ye-APR, inqanaba lenzala elibekiweyo liqala ukuqokelela inzala kwakamsinya nje ukuba unebhalansi kwaye uyeke ukukwenza ukuba ubhatale loo nzala ngexesha elimiselweyo. Ukuba uhlawule yonke imali eseleyo ngexesha lokunyusa, awuzukuyihlawula loo nzala, kodwa ukuba unayo nayiphi na imali eseleyo emva kokuba ixesha lokupasa liphelile, iqondo lenzala elisuka kwelo xesha longezwa kwityala onalo.

Sebenzisa amakhadi etyala ngononophelo kwaye njengecebo lokugqibela, njengoko enokubiza kakhulu ukuba awasetyenziswanga kakuhle.

Ngolwazi oluthe kratya malunga nee-APR, inzala, kunye nenzala emiselweyo kumakhadi etyala, funda ngakumbi kwiZiko leMicimbi yoKhuseleko loMthengi.

IMedicaid kunye nenkqubo yeinshurensi yezempilo yabantwana (CHIP)

Abantwana kunye nolutsha abafumana inkxaso kurhulumente kwi-inshurensi banokulungela uncedo lokuhlawula iindleko ze-brace okanye i-Invisalign. Ukuba imfuno yomntwana wakho ye-orthodontics ngokucacileyo ithintela impilo yabo iyonke, umsebenzi unokugutyungelwa. Sebenza nodokotela wamazinyo kunye nommeli wakho we-inshurensi ukwenza ityala kwaye ufumane iimfuno zomntwana wakho. Amatyala ahluka ngokwamazwe.

Yintoni i-Invisalign?

I-invisalign luhlobo lweebrakhwe ezisebenzisa ulungelelwaniso lwetreyi ecacileyo. Zenziwe ngokudityaniswa kwe-Invisalign yeplastiki, kwaye zenziwe kumaziko azo ngokusekwe kukungunda komlomo wakho. Izilungelelanisi sisiqwenga seplastiki esomeleleyo ngokwaneleyo ukuba sinokubeka uxinzelelo kumacandelo athile amazinyo akho ukuhambisa kancinci kwindawo efanelekileyo.

Ukufumana i-Invisalign, kufuneka kuqala ubonisane nodokotela wamazinyo. Baza kujonga uncumo lwakho, impilo yakho yomlomo iyonke, kwaye bathathe ukubonakala komlomo wakho. Ke i-Invisalign yenza i-aligners yazo ikhetheke emlonyeni wakho ngokulunga ngokwesiko. Ugqirha wakho wamazinyo uyila isicwangciso sakho sonyango kwaye usebenza njengeqabane lakho ekufumaneni iziphumo ozifunayo.

I-invisalign isebenzisa uthotho lweetreyi zokulungelelanisa ezifakwa endaweni yazo nganye ukuya kwiiveki ezimbini. Itreyi nganye yokubuyisela iya kuziva yahlukile kancinci, njengoko yenzelwe ukuqhubeka nokutshintsha kunye nokuhambisa amazinyo.

Kuya kufuneka unxibe iitreyi ezingabonakaliyo zomhla wakho (iiyure ezingama-20 ukuya kweziyi-22 / usuku) ukuze ubone iziphumo. Nangona kunjalo, zisuswa ngokulula ngokutya, ngebrashi, ngefossing, okanye ngezihlandlo ezikhethekileyo.

Nangona sisiqwenga esiqinileyo seplastiki, ii-Invisalign aligners zi-brace, azigcini, kuba zishukumisa amazinyo akho ekubumbeni umlomo nomhlathi. Abagcini bagcina amazinyo akho endaweni.

Ezinye iindlela ezingabonakaliyo

Invisalign inokuba ligama lekhaya lokucacisa i-aligner brace, kodwa kukho ezinye iindlela.

Izikhuselo zoLwimi

Ukuba uxhalabele ikakhulu ukubonakala, ungabuza ugqirha wakho malunga ne-brace lingual, ezifakwe ngasemva kwamazinyo kwaye azinakubonwa xa uncuma. Amabhanti angolwimi asasebenzisa isinyithi, icacile, okanye iibrakethi zeceramic kodwa kunokuba zitshiphu kune-Invisalign.

E-United States, i-ClearCorrect yeyona okhuphisana nayo iphambili ye-Invisalign. I-ClearCorrect ikwasebenzisa ukungalingani, ukungqinelana kweplastiki. Ukuhambelana kwazo kwenziwa eMelika.

Iwebhusayithi yeClearCorrect ithi imveliso yabo ixabisa i $ 2,000- $ 8,000 ngaphambi kwe-inshurensi, kwaye i-inshurensi inokugubungela i- $ 1,000- $ 3,000 yonyango lwakho.

Isikhokelo sabaThengi seDentistry siqikelela ukuba indleko zesizwe zonyango oluchanekileyo lonyango luyi- $ 2,500- $ 5,500.

Ixesha lonyango linokufana ne-Invisalign, kodwa i-ClearCorrect ihlala ibiza ixabiso eliphantsi. Ewe kunjalo, indleko kunye nomda wexesha konke kuxhomekeke ekubeni linzima kangakanani ityala lakho.

Kuzo zombini iimeko ze-Invisalign kunye ne-ClearCorrect, inkampani nganye ibonelela ngohlobo lwayo lwemveliso yolungelelwaniso. Nokuba i-Invisalign okanye i-ClearCorrect ayingabo oogqirha bamazinyo. Thetha nogqirha wakho wamazinyo malunga nokuba loluphi uhlobo lwezixhobo ze-orthodontic ezingcono kwimeko yakho. Ugqirha wakho wamazinyo uza kuyala imveliso kwaye ayisebenzise njengesixhobo njengoko besebenza ekubumbeni uncumo lwakho.

Ncuma ngokuthe ngqo kwiQela

Kukho ukhetho lwesithathu olubizwa ngokuba yiSmile Direct Club. I-Smile Direct Club ineendawo ezimbalwa, kodwa zinokudlula kutyelelo lweofisi yamazinyo zizonke ngokunikezela ngeekiti zokubonisa ekhaya. Wenza ukubumba komlomo wakho ekhaya kwaye uyithumele kwiSmile Direct Club. Emva koko, ufumana ulungelelwaniso lwakho ngeposi kwaye ubasebenzise njengoko kuyalelwe. I-Smile Direct Club ithi unyango lwabo lubiza i-1,850 yeedola kuphela. Okanye unokwenza isicwangciso sokuhlawula senyanga.

Ngokucacileyo le yeyona ndlela inexabiso eliphantsi kwaye kunokuba kuhle ukuba umntu oyike iiofisi zamazinyo. Nangona kunjalo, uphulukana nokubonisana ngobungcali, nto leyo ibaluleke kakhulu xa uthetha ngempilo yomlomo kunye namazinyo okukugcina ubomi bakho bonke. NgeSmile Direct Club, awusoze unxibelelane ngqo nogqirha wamazinyo onelayisensi. Kwakhona, ukubonakala kwakho kuhlolwa yingcali yamazinyo- ayisiyiyo into yokuba ugqirha wamazinyo onelayisensi.

Izinto oza kuzibuza ngaphambi kokuthatha isigqibo malunga ne-brace okanye i-aligners

• Ngaba inkampani iyakuhlawulela ulungelelwaniso olongezelelweyo ukuba awonelisekanga ziziphumo zakho?
• Ngaba inkampani iya kuyihlawula imali yokugcina imali yakho emva konyango?
• Ngaba ukhetho olunye luya kusebenza ngcono kunolunye kwimeko yakho?
• Ngaba i-inshurensi yakho igubungela ngaphezulu unyango olunye kunolunye?

Iindleko zokhathalelo

Njengayo nayiphi na i-orthodontics, unokulindela ukusebenzisa i-retainer ukugcina amazinyo akho kwindawo yawo entsha emva kokuba i-Invisalign isebenza ukuwahambisa. Abagcini banokususwa okanye baqiniswe ngamazinyo akho. Baxabisa i-100-000 leedola ngokugcina. Ngokwesiqhelo kuya kufuneka unxibe isigcini semini yonke imihla kangangexesha naphambi kokuba uvunyelwe ukunxiba kuphela ebusuku.

Abantu abadala abafumana ii-brace kwaye banxibe abagcini babo ngokufanelekileyo akufuneki baphinde baphinde balungisa. Umlomo wakho wenziwe ukuba ukhule kwaye umzimba wakho awuyi kutshintsha kakhulu njengomzimba womntwana okanye umzimba.

Ukufumana okona kulungelelwaniso lwakho

Yenza olona tyalo-mali lwakho ngokunxiba ii-aligners zakho ngexesha elimiselweyo. Gcina impilo entle yomlomo kwaye ugcine amazinyo akho ecocekile kuyo yonke inkqubo yonyango. Nxiba indawo yokugcina izinto njengoko kuyalelwe ukunceda amazinyo akho ahlale kwizikhundla zawo ezitsha.

Iibhrashi kunye nokulungelelanisa itafile