Ngaba unokufumana amayeza ngaphambi kweminyaka yobudala engama-65?

Umxholo

• Ukufaneleka kwamayeza ngenxa yokukhubazeka
• Ukufaneleka kweMedicare ngenxa yokukhubazeka kweRRB
• Ukufaneleka kwamayeza ngenxa yokugula okuthile
• Ukufaneleka kwamayeza ukusuka kubudlelwane bosapho
• Iimfuneko ezisisiseko zokufaneleka kweMedicare
• Yise kude

Ukufaneleka kwamayeza kuya kuqala kubudala beminyaka engama-65. Nangona kunjalo, unokufumana i-Medicare ngaphambi kokuba ufike kwiminyaka engama-65 ukuba uhlangabezana neziqinisekiso ezithile. Ezi ziqinisekiso zibandakanya:

• Ukukhubazeka koKhuseleko lweNtlalo
• Ukukhubazeka kweBhodi yoThutho loMgaqo kaloliwe (RRB)
• isigulo esithile: I-Amyotrophic lateral sclerosis (ALS) okanye isifo sesibindi sokugqibela (ESRD)
• ubudlelwane bosapho
• iimfuno ezisisiseko zokufaneleka

Qhubeka ufunda ukuze ufunde ngakumbi malunga nendlela onokuthi ufaneleke ngayo kwi-Medicare ngaphambi kokuguqula iminyaka engama-65.

Ukufaneleka kwamayeza ngenxa yokukhubazeka

Ukuba ungaphantsi kweminyaka engama-65 kwaye ubunokufumana izibonelelo zoKhuseleko loLuntu kwiinyanga ezingama-24, ufanelekile ukuba ufumane i-Medicare.

Ungabhalisa kwinyanga yakho yama-22 yokufumana ezi zibonelelo, kwaye ingxelo yakho iya kuqala kwinyanga yakho yama-25 yokuzifumana.

Ukuba unelungelo lokufumana izibonelelo zanyanga zonke ngokusekwe kukukhubazeka emsebenzini kwaye unikwe ukukhubazeka kokukhubazeka, uya kufaneleka kwi-Medicare ngenyanga ye-30 emva komhla womkhenkce.

Ukufaneleka kweMedicare ngenxa yokukhubazeka kweRRB

Ukuba ufumana ipenshoni yokukhubazeka kwiBhodi yoMhlala-phantsi yoLoliwe (RRB) kwaye uhlangabezana neendlela ezithile, unokulungela iMedicare ngaphambi kweminyaka engama-65.

Ukufaneleka kwamayeza ngenxa yokugula okuthile

Unokufanelekela kwi-Medicare ukuba unayo:

• Ukufaneleka kwamayeza ukusuka kubudlelwane bosapho

  Ngaphantsi kweemeko ezithile, kwaye ulandela ixesha lokulinda leenyanga ezingama-24, unokufanelekela i-Medicare engaphantsi kweminyaka engama-65 ngokusekwe kubudlelwane bakho nommkeli we-Medicare, kubandakanya:

  • Umhlolokazi okhubazekileyo (er) ongaphantsi kweminyaka engama-65
  • Abakhubazekileyo abasaphilayo abatshatileyo abangaphantsi kweminyaka engama-65
  • abantwana abakhubazekileyo

  Iimfuneko ezisisiseko zokufaneleka kweMedicare

  Ukulungela i-Medicare phantsi kwazo naziphi na iimeko, kubandakanya ukufikelela kwiminyaka engama-65 kunye nezo zichazwe apha ngasentla, kuya kufuneka uhlangabeze ezi mfuno zilandelayo zokufaneleka:

  • Ubumi baseMelika. Kufuneka ube ngummi, okanye ube ubengumhlali ngokusemthethweni iminyaka emihlanu.
  • Idilesi. Kuya kufuneka unedilesi ye-U.S.
  • HSA. Awunakho ukufaka isandla kwiakhawunti yokonga iMpilo (HSA); Nangona kunjalo, ungasebenzisa iimali ezikhoyo kwi-HSA yakho.

  Kwiimeko ezininzi, kuyakufuneka ufumane ukhathalelo ngaphakathi eU.S.

  
  

  Ukuba uvalelwe, ngokubanzi indawo yoluleko iya kubonelela kwaye ihlawule ukhathalelo lwakho, hayi iMedicare.

  Yise kude

  I-Medicare yinkqubo ye-inshurensi yezempilo yase-US yabantu abaneminyaka eyi-65 okanye ngaphezulu. Unokufanelekela i-Medicare ngaphambi kokuba ufike kuma-65 phantsi kweemeko ezithile kubandakanya:

  • ukukhubazeka
  • Ipenshoni yokukhubazeka kweBhodi yoLoliwe
  • isigulo esithile
  • ubudlelwane bosapho

  Ungajonga ukufaneleka kwakho kwi-Medicare ngokufumana i-Intanethi ukufaneleka kunye ne-premium calculator.

  Ulwazi olukule webhusayithi lunokukunceda ekwenzeni izigqibo malunga neinshurensi, kodwa ayenzelwanga ukunika iingcebiso malunga nokuthengwa okanye ukusetyenziswa kwayo nayiphi na i-inshurensi okanye iimveliso zeinshurensi. I-Healthline Media ayihambelani neshishini leinshurensi nangayiphi na indlela kwaye ayinayo ilayisensi njengenkampani yeinshurensi okanye umvelisi kulo naliphi na igunya laseMelika. I-Healthline Media ayikhuthazi okanye ixhase nabani na onokuthi enze ishishini leinshurensi.