Ulihlawula njani iyeza elitsha leRRMS

Umxholo

• 1. Ukuba awunayo i-inshurensi yezempilo, thatha amanyathelo okufumana i-inshurensi
• 2. Qonda kwaye ufumane okungakumbi kwi-inshurensi yakho yezempilo
• 3. Thetha ne-MS yakho nge-neurologist ukukunceda ufumane i-inshurensi yokunyanga i-RRMS yakho
• 4. Nxibelelana neenkqubo zoncedo lwezezimali
• 5. Thatha inxaxheba kuvavanyo lweklinikhi lwe-MS
• 6. Qwalasela ukubuyisa imali
• 7. Lawula iimali zakho zobuqu
• Ukuthatha

Unyango oluguqula isifo ekubuyeleni kwakhona ekubuyiseleni kwisclerosis (RRMS) luyasebenza ekulibaziseni ukuqala kokukhubazeka. Kodwa la mayeza anokubiza ngaphandle kweinshurensi.

Izifundo ziqikelela ukuba indleko zonyaka wokuqala zonyango lwe-MS lonyukile ukusuka kwi-8,000 yeedola kwii-1990s ukuya ngaphezulu kweedola ezingama-60,000 namhlanje. Kananjalo, ukuhamba ubunzima be-inshurensi kunokuba ngumceli mngeni.

Ukukunceda ugcine uzinzo lwezezimali ngelixa uziqhelanisa nesifo esinganyangekiyo njenge-MS, Nazi iindlela ezisixhenxe zekhonkrithi kunye neendlela zokuyila zokuhlawula amayeza amatsha e-RRMS.

1. Ukuba awunayo i-inshurensi yezempilo, thatha amanyathelo okufumana i-inshurensi

Uninzi lwabaqeshi okanye amashishini amakhulu abonelela ngeinshurensi yezempilo. Ukuba oku akunjalo kuwe, tyelela i-healthcare.gov ukuze ubone iinketho zakho. Ngelixa umhla wokugqibela wokubhaliswa kwezempilo ngowama-2017 yayinguJanuwari 31, 2017, usengakulungela ukubhaliswa okhethekileyo okanye iMedicaid okanye iNkqubo ye-Inshurensi yezeMpilo yaBantwana (CHIP).

2. Qonda kwaye ufumane okungakumbi kwi-inshurensi yakho yezempilo

Oku kuthetha ukuphonononga isicwangciso sakho sezempilo ukuze uqonde izibonelelo zakho, kunye nemida yesicwangciso. Iinkampani ezininzi zeinshurensi zikhethe iikhemesti, zigubungela iziyobisi ezithile, zisebenzisa iikopayment ezinamazinga athile, kwaye zisebenzisa eminye imida.

I-National Multiple Sclerosis Society iqulunqe isikhokelo kwiindidi ezahlukeneyo zeinshurensi, ngokunjalo nezixhobo zokufumana abo bangenayo i-inshurensi okanye abangaxhaswanga.

3. Thetha ne-MS yakho nge-neurologist ukukunceda ufumane i-inshurensi yokunyanga i-RRMS yakho

Oogqirha banokungenisa ugunyaziso lwangaphambili ukubonelela ngezizathu zonyango ukuba ufumane unyango oluthile. Oku kwandisa amathuba okuba inkampani yakho yeinshurensi igubungele unyango. Ukongeza, thetha nabaququzeleli kwiziko lakho le-MS ukuze uqonde ukuba i-inshurensi yakho ithini na kwaye ayigubungeli ukuze ungothusi iindleko zakho zempilo.

4. Nxibelelana neenkqubo zoncedo lwezezimali

I-National Multiple Sclerosis Society iqulunqe uluhlu lweenkqubo zoncedo kumenzi wonyango ngalunye lwe-MS. Ukongeza, iqela labaqhubi be-MS abavela eluntwini banokuphendula imibuzo ethile. Banokuncedisa notshintsho kumgaqo-nkqubo weinshurensi, ukufumana isicwangciso seinshurensi eyahlukileyo, ukugubungela iimali ezihlawulelwayo kunye nezinye iimfuno zemali.

5. Thatha inxaxheba kuvavanyo lweklinikhi lwe-MS

Abo bathatha inxaxheba kuvavanyo lweklinikhi banceda ukuqhubela phambili unyango lwe-MS, kwaye bahlala befumana unyango ngaphandle kwentlawulo.

Kukho iintlobo ezahlukeneyo zezilingo zeklinikhi. Izilingo zokujonga zibonelela ngonyango lwe-MS ngelixa ujonga abathathi-nxaxheba kuvavanyo olongezelelekileyo lokuqonda isifo.

Izilingo ezingahleliwe zinokubonelela ngonyango olusebenzayo olungekavunywa yi-U.S. Kodwa kukho ithuba lokuba umntu othabatha inxaxheba afumane i-placebo okanye ichiza elidala elivunyiweyo le-MS.

Kubalulekile ukuqonda izibonelelo kunye nomngcipheko wokuthatha inxaxheba kuvavanyo lweklinikhi, ngakumbi kunyango olungekamkelwa.

Buza ugqirha wakho malunga novavanyo lweklinikhi kwindawo yakho, okanye wenze olwakho uphando kwi-intanethi. I-National Multiple Sclerosis Society inoluhlu lwezilingo ezenziwa kwilizwe lonke.

6. Qwalasela ukubuyisa imali

Abantu abaninzi abanamatyala aphezulu ezonyango baye babuyela kwimali eninzi ukuze bancede. Nangona oku kufuna ezinye izakhono zokuthengisa, ibali elinyanzelisayo, kunye nenhlanhla, akuyona indlela engenangqiqo ukuba ezinye iindlela azifumaneki. Jonga ukuKhathalela, indawo yokufumana imali kwilizwe liphela.

7. Lawula iimali zakho zobuqu

Ngokucwangcisa kakuhle, ukuxilongwa kwe-MS okanye enye imeko enganyangekiyo yezonyango akufuneki kubangele ukungaqiniseki kwezezimali ngesiquphe. Sebenzisa eli thuba ukuqala ngokutsha kwezemali. Yenza idinga nomcwangcisi wezemali, kwaye uqonde indima yokuncitshiswa kwezonyango kwimbuyekezo yerhafu.

Ukuba ufumana ukukhubazeka okukhulu ngenxa ye-MS, thetha nogqirha wakho malunga nokufaka isicelo se-inshurensi yokukhubazeka kweNtlalo.

Ukuthatha

Ungavumeli ukuba imali ikuthintele ekufumaneni unyango lwe-MS olulungele wena. Ukuthetha ne-neurologist yakho ye-MS linyathelo lokuqala elifanelekileyo. Bahlala befikelela kwizibonelelo ezixabisekileyo kwaye banokukuthethelela ngokufanelekileyo ngakumbi kunamanye amalungu eqela lakho lokhathalelo.

Thatha uxanduva lwezezimali zakho, kwaye wazi ukuba kunokwenzeka ukuba uphile ubomi obunomvuzo nobuzimeleyo bezemali nangona une-MS.

Ukubhengezwa: Ngexesha lokupapashwa, umbhali akanalo ubudlelwane bezezimali nabavelisi bonyango lwe-MS.